This is very interesting. I'm a auto insurance claims adjuster and this just lets me know auto insurance is going to become even more important with these autonomous vehicle's.
Definatly, but for autonomous vehicles to take off their needs to be nearly zero crashes because there not being driven by humans.@sleezybigsim I think it's going to be an interesting time, when an owner crashes a manual car it's typically on the owner's insurance - But I can see instances where auto drive cars have their software brought into question, and personally I think taking on a car manufacturer for an insurance claim could be quite the challenge.
Mind you, with technology we also have the advent of tracking, logging and essentially the ability to recreate the situation for review (as in the article). I wonder how this will pan out?
Definatly, but for autonomous vehicles to take off their needs to be nearly zero crashes because there not being driven by humans.
10 feet is WAY to close, I have seen people drop their phones and turn back . The AI is assuming the person will continue moving forward , what if they turn back? The truth is, an AI can only react to meta data previously acquired in a specific set of parameters alongside immediate data through its sensors. On my street, there is a family who idiotically lets their 5-year-old play outside without supervision. He has often run out into the street, sometimes on purpose to scare cars. To top it off his yard is behind a wall, so you can't see him. Everyone in the neighborhood knows about this and drives extra slow . NO AI will ever be able to know this unless it's coded in which won't ever happen.
Oh, an obligatory "I don't want autonomous cars to be a norm anytime soon because I'm a car enthusiast and I enjoy driving" post.I like to drive, that's the primary reason for having a car, and because cycling isn't an option
on some of my journeys
I reckon, and it's my hope that it takes a long time to implement autonomous cars
Don't get me wrong, I love technology, so long as it enhances your life, not control it
If my car is fully autonomous I will stop paying insurance and file a law suit when they try to make me... Why should I pay for the insurance if someone else is driving?
If driving is an option, cycling is as well; it just may not be the most convenient. But you could relocate to a dwelling closer to your place of work and various other establishments you deem necessary to visit so that cycling not only is more convenient than it is presently but also more convenient than driving would be.cycling isn't an option
How? Oh wait, I know..."hax":clever enough criminals could eventually kill someone on purprpose and get away with it.
Because it's still your property or if you're leasing it, it's still in your possession and you'll need something like renters insurance. Car insurance covers more than just accidents.
If you have an autonomous car that's parked at a store and a tree falls on it, then what? Or what if it's broken in to?
Plus, even if someone hits you then you still need insurance in some states. In Michigan for example, it's a "no-fault" state meaning each parties' insurance covers its own vehicles in the event of an accident.
Absolutely. After all, I only pay the insurance on my house when I'm inside it
It may not be necessary if the car can seek shelter.
The reality is that there are still matters you'd need insurance for... At the same time, there are matters that should be on the AI developer. We (as drivers, or really, passengers) shouldn't be held responsible for actions performed by the operator of the vehicle if it isn't us.
Agreed and that process would probably be called Subrogation (that's what it's currently called- I used to work as an auto and home adjuster for State Farm and Liberty Mutual). It's essentially for situations like your neighbor's tree lands on your fence, your insurance covers it and then in subrogation they get the money from the insurance of the person that owned the land the tree fell from. It's usually a huge pain in the ass and takes way too long.It's an interesting point. I suspect an arrangement would come about where we pay an insurance premium to protect our vehicles against the usual loss/damage but also have warranty protection from the 'AI' provider. There'd be lots of small print of course (what's new?) covering regular servicing, no modification, proper software updates, maybe even modes and areas of acceptable use.
If you're walking beside a road and you're injured by an 'AI' car then you will naturally direct your claim at the car's owner. The owner will have to have an arrangement where they redirect the claim to the AI provider if the owner was using (or dispatching) the vehicle according to legitimate parameters.
It's not impossible. Imagine self driving cars with some learning capability that can communicate with each other and report things like areas with higher than expected numbers of pedestrians or limited reaction times.NO AI will ever be able to know this unless it's coded in which won't ever happen.