Auto refinance - recommendations?

  • Thread starter Thread starter GTO_VR4
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I know this place isnt a bank but I think there are some experienced people here with this auto refinancing deals. I currently have a auto loan with a APR of %16. yea yea, im a first time buyer. Well thanks to the given situation with our economy, im getting my hours cut down in half. yup, thats right going from full time to part time. The area im located in is a small town and good work is hard to find. being that the turn over rate here is low.

So Im looking to refinance my vehicle but my gross monthly income is too low. im getting about $1600 a month BEFORE taxes (living paycheck to paycheck here :indiff:) and a lot of the institutions have a min requirement of $2000 gross monthly income. the lowest i found was 1700. I couldn't find a institution with a lower min GMI. so i come here and ask if anyone knows of a place that can refinance my vehicle.

btw, im currently financed with capitolone. and HSBC wont refinance me. they have the $2000 min GMI :grumpy:
 
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