I'm used to racing with my club and its easier to see whats going on around me with the chase cam close so I use that. Just a quick tap of the right stick and I can look in any direction I need to. You can see further ahead too so it kind of helps me prepare for the next turn, in a sense?.
On some cars I feel more comfortable with the in car view, idk maybe it's all in the brain but I feel like some cars are less twitchy when you're driving it with the cockpit view. Like the steering feels different from different views, but thats just me.