You shouldn't even need to overclock... I've built a system already with a 3570k for a friend and he's yet to say to me "You know, this 1500$ gaming computer you built for me is 'nice' but I could REALLY use an overclock on it." Why? Because you don't need to. There is no reason to be overclocking it. It's fast enough, it's powerful enough. Just don't worry about it. Put the watercooler on it call it a day, enjoy your nice temperatures and low noise and leave it at that. Your PSU was probably not even meant for overclocking unless it was expressly said somewhere on the packaging that it would be good for it. If you go through with it, you're going to end up with a problem somewhere along the line. Especially if it's your first time attempting an overclock.