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First off, I know some people won't like this. I don't think its cheating, and I don't care who does, so save the "cheater" remarks it's everyones own choice. So this is what I did: I've been working hard on my game and have a good selection of cars, and a good amount of money that I have earned fairly. After backing up my save, I sold all my cars except my ZR-1. I am currently grinding to get to 20 million, and will create another backup. Now heres the trick, you load up the "money" save. Now buy whatever car you want and send it to a second PSN account. Then change your save back to the original, and send the car back, and bam! free high end car once a day. Cycle the UCD to find the car you're looking for, and remember to rebuild engine/chassis while still in the "money" account so it's "free". I know some people still grind for xp, but as I'm 150,000xp from level 30 I will hit that before the 20 million credits, and I'm not pressed to be higher than that right now. I need level 30 so I can EARN my X1.