Retirement

  • Thread starter Thread starter TurboSmoke
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TurboSmoke

TurboSmoke

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I know most people here are way too young to even think about retirement...but, my wife and i are selling our house at the moment so we were at the financial advisor checking out mortages and stuff....

but we got to think about our company pension scheme and paying off the mortgage...hmm...

now, i am 32 years old, but i will have paid my mortgage off when i am 54, and i can retire then....

where would you like to retire to?

i have always had my eye on a cottage in Cornwall by the sea...or maybe the south of France near the Alps..

what about you?
 
I always wanted to retire as early as possible, frankly. Not that I'm lazy, it's just that I'm tired of the prod being applied to me with the goal of furthering someone else's life to the detriment of my own. Yeah, most people live the same situation, but maybe I'm just more conscious of it. I definitely seem more disgusted by it, at any rate.

Point is, by retirement, I mean freedom to do my own thing, as I see fit. I have a very particular and well-developed concept of exactly what that means, as well, and sloth need not apply. The sooner the better, frankly. I want to be able to enjoy it, and there's nothing wrong with wanting to derive a little enjoyment from life, right?

Ideally, this would also imply freedom over my chosen environment, which, for me, is someplace I'd be able to see trees at now that there are still trees to be seen. Anywhere around here (Quebec, Canada) is great, though I've always dreamed of moving to somewhere in the British Isles. I'm a temperate sort of guy; I can't stand extremes in my weather.

That said, I'm a painfully (and hopelessly) single, working stiff, and I'm thinking the rest is just a stupid pipe dream that only seemed realistic when I was younger, and merely a bright kid who hated school and had his whole life ahead of him in a world that made a mite more sense than it does now... I have nothing to set aside for retirement, and I honestly don't really believe this societal structure is going to outlive me, so I'm wary of squirreling money I haven't actually got, with only an eye toward my "twilight" years.

But, I'm just a bitter old freak, and I really do envy your situation. I wish you all the best. The Alps sound amazing to me, I hope you make it.

My rant for the day, I s'pose.


-Cpt. Sunshine-
 
In the Pacific Northwest, on an Island in the Strait of San Juan De Fuca or the Northwest coast of Washington state. Cool, green, and clean (at least I hope it still will be by then). And this view would be mine whenever I wanted, perhaps for the morning constitutionals I'm sure to be having (with my trusty walking stick and Irish Setter) at that age.
olym1003.jpeg
 
Originally posted by milefile
In the Pacific Northwest, on an Island in the Strait of San Juan De Fuca or the Northwest coast of Washington state. Cool, green, and clean (at least I hope it still will be by then). And this view would be mine whenever I wanted, perhaps for the morning constitutionals I'm sure to be having (with my trusty walking stick and Irish Setter) at that age.
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wow, that looks lovely....very serene...

i used to have an Irish Setter....:)
he died....(of old age):(

Atomic Wedgie...you'll get there one day man...:)
 
Originally posted by TurboSmoke

Atomic Wedgie...you'll get there one day man...:) [/B]
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Yeah, 'preciate it. You will too. Hell, you're working on it! Of course you'll make it.

Just sucks to have a vision, I suppose. We all pay for a society which caters to the perceived lowest common denominator for the benefit of the self-appointed elite. I want my freedom. Hey, cats have it great don't they? Next time round, I'm a cat. Be in charge for once, not to mention well-rested.
 
To be honest, I don't really care where I live when I retire at this point - I need to explore the rest of California to find myself a suitable spot to just live, first off. ;) (Not that I don't like where I live... in fact, I love it, but of course I'm going to have to move out eventually).

And anyway, I'm not terribly fussy. If I don't "make it big", then I'll probably be content just about anywhere where the neighbors aren't outlandishly annoying and where the crime rate isn't too high. If I do find something that brings in the big bucks, then I can be a bit more picky.
 
If i ended up on my own in my retirement, i always envisioned myself living on a windswept desolate mountainside somewhere in the northwest highlands of scotland.....grumpy with a big hairy grey beard and shouting at the locals...and a wee shaggy grumpy dog...

hopefully it will be the first option...:)
 
The wife and I would love to retire to a place that's warm and sunny, and at christmas time, we hang lights on palm trees.

No real heavy requirements, only those three.

AO
 
Originally posted by Der Alta
The wife and I would love to retire to a place that's warm and sunny, and at christmas time, we hang lights on palm trees.

No real heavy requirements, only those three.
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It's generally warm and sunny here, and we've got a 5-foot palm tree in our backyard... :p

(BTW, if you love that weather so much, then why exactly are you living on the east coast? ;))
 
if you like palm trees and warmer christmases come to Australia!! and live on the gold coast sunshine coast darwin or any other place in queensland WA or NT
 
Originally posted by Der Alta
The wife and I would love to retire to a place that's warm and sunny, and at christmas time, we hang lights on palm trees.

No real heavy requirements, only those three.

AO
Click to expand...

I hang lights in Palms every year, and it's usually about 60 degrees on Christmas.
 
I'm not really bothered. I'd like to be comfortable somewhere, and just be able to live out my days peacefully.

I'm actually not all that keen on the idea of retirement and being old. I'm not keen on the idea of my body becoming less capable and falling apart. I've always been of the impression that one should get better and better at things, as experience take hold. I can't stand the idea that I'm going to start getting worse at things, because I'm no longer physically/mentally able to do it.

It scares me, but I guess I'll come to terms with it in the intervening 20 years.

My mortgage will finish when I'm 53. :eek:
 
we have decided that we wil travel first before we actually do buy that little cottage somehere....see a bit of the world maybe a cruise or two and hike the Himalayas, visit our friends in Aus, Nz and the US....maybe stay a good few months....

i bet Giles will get a pretty fortune for his flat in Edinburgh when he retires....arent those the highest rising house prices in Europe at the moment?...£250,000 for a one bed flat in the city centre of Edinburgh...wow...

where i live its the second highest rising prices in Scotland...my flat went up £21,000 in one year and its a 2 bed flat...
 
Originally posted by Der Alta
The wife and I would love to retire to a place that's warm and sunny, and at christmas time, we hang lights on palm trees.
Click to expand...
:lol: 👍

I'm a too young to think about retirement now. But I think Mexico would be a blast or Spain. My spanish is rusty, so I'll have to work on that. :) Definately some place that doesn't get much snow.
 

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