Thanks for the comments guys. Expect more pics in the next day or 2. School and work are keeping me busy, so I don't really have much time to play games.
Here's how I do it:
1. Take original pic, duplicate it on new layer, and make that new layer invisible.
2. I make the original darker via layers etc
3. Go to new layer and go Filters > Render > Lighting Effects (use Spotlight, make it narrow and have it start well on the car)
4. Take a soft brush eraser and erase everything but the light field in front of the car -- also shape the edges up around it to have it look the way I need it.
5. Tweak the layer through Brightness/Contrast and layers.
Then after that, just merge it all, duplicate it, and on the new layer do color balance etc to get the environment look and then the blur. After that, just erase over the car to get it in focus. Might need to adjust layers a bit more, but that's about it.