If your getting good quality then your getting a good signal. Which is still the key, though technology has moved on in the last 14 months since I was worrking in mobile phones, there hasn't been that great an advancment the networking. If I'm calling somone else in Manchester, the quality should be good, if it's not then they're either in a noisy place, outdoors and the reciever is catching the wind, or they're in a basement or somewhere that doesn't pick up much of a signal.
A digital signal can degrade quite a bit before it messes up, I know that and I know where your coming from, but phone signals degrade a lot. It's like watching digital on your TV, you can watch it with a singal strenth of 70% usually with out any trouble at all. When it get's to 50% though, your going to see the screen flickering and the picture freezing on and off and other stability problems that will get worse the more the signal degrades.
It's the same with phone signals. For example, if I make a call in my house, the call quality is never as good as if I make he same call in my back yard, and noticably so. That's because my house has very good insulation and also the type of brick it is made from is very dense. This type of difference has nothing to do with my phones speakers, or the recorders, because they don't change between me making a call inside my house and then outside. Though I don't need to experiment like that to know what I know about phones.
I don't know if you live in a built up area or not, if you do and your getting a very clear signal all the time then your probably on a lower band. the signal degredation will still be there from passing through walls and such, but it won't be as severe, and as you said, within a certain extent, digital signals can rebuild themselves. A test conducted by UKFN who I worked for showed extreme examples of how the different bands were effected when passing through materials such as glass, metal and concrete which was published in the Talking Shop trade magazine written and published by one of the larger supplyers. The high bands didn't fare too well compared to the lower bands, they were controlled and they were extreme examples conducted in a small space area, but they still showed the difference and phones can't use a high and low band at the same time so it's potentially a no win situation in that area.
That was in 2002 mind you, so I know signal carrying and recieveing has improved a lot since then. But as of January 2006, what I'm saying here was upto date information. And I know it hasn't improved significantly since then. though admittedly my knowledge of 3G isn't where it would be if I hadn't shut up shop in 2006.
On the point of poor call quality, most problems with call quality are related to pieces of the call missing, for instance you might miss part of a word or similar. It's rare than the actual sound quality itself will change mid call (though it is possible), though that can be good on one call and bad on another, it has a lot of variables.
The reciever and speakers ofcourse make a difference to what your phone is capable of, but the largest issue with call quality at present is the network itself, the signal being carried from a to b. If your on a good network and run on a badn that suits your area then your not likely to have many problems. A network that doesn't provide good carier service on the other hand, will not be the same.