Pre-built Gaming PCs

[bremics]

So... I've been looking into getting into PC gaming but I'm not exactly rolling in dough so I can't exactly put down a couple grand in cash.

However, thanks to the wonder of financing I can buy things I can't really afford! So pre-built.

What exactly can I expect (other than to pay more than if I built it myself) from one?

I'm currently looking at Memory Express since my brother had a good experience with them while building his own PC (http://www.memoryexpress.com/Category/DesktopComputers?FilterID=2e413559-0182-1014-4547-d1dbca418ecd), it needs Windows 10 unfortunately for Forza and I wanna start playing around with unreal engine 4 (if I can get the damn thing to install) so I suppose compatibility with that is important.

All I know so far:
- I'm going to pay more than I have to
- MSI gaming laptop use weaker mobile GPUs

Needs:
- Windows 10
- Compatible with Unreal Engine 4

Any help/advice would be appreciated.

+edit
Financing might not be exclusive to pre-built PCs?

 

[Luminis]

Financing most certainly shouldn't be exclusive to pre-builds. Can't vouch for international websites, but most German websites that specialise in selling PC hardware allow you to pick the parts for your rig and offer to build it for a fee. Usually cheaper than an entirely pre-build system.

The big savings come from the fact that you can tailor your system to your needs. You won't need 64gb of RAM to play FH3, for instance.

I'd also tell you to wait a little. Both Nvidia and AMD have just released their new graphics cards. Prices are currently overblown due to limited supply (and hype), but give it a couple of weeks and you might be able to build a system that is significantly more powerful than what your money would get you know.

Big question is, what resolution are you shooting for?

/edit:
On another note: Financing is the devil. I've been working for a bank for close to a decade now and part of my job was (not anymore, thankfully) to get people to take out loans to buy stuff they don't strictly need. I've seen people screw themselves over big, big time. Not that a grand for a PC is a huge sum of money. Just saying.