Well, I've got it in two different banks. In my "offline" bank ($20M limit), and in my Bank of Bob. Your drivers can actually earn money with remote racing online, and that money stays online, up until a time when you decide to cash it in. It does not count towards the "offline" limit, and, in fact, there is no limit. Before I started cashing in my drivers last week, I had a driver sitting at over $20M (and yes, everything over $20M goes to waste, as it's discarded on cash in). And the other 5 were all between $17M and $20M. That's $100M+ right there. Spent most of it now, but the Bank of Bob is quite handy.