- 825
- Charlotte, NC
- CosmicMS3
- I2valve
Well, I am getting closer to getting this car. I went to the Credit Union today to apply for a loan. However, because my overall credit is just being established and this is my first ever loan, I will have to get my dad to cosign. I'm not too worried about that because I should get a better rate than if they were to go in it with myself.
Dealer options for loans are 4.9 for 48 months or 1.9 for 36 (i think....could be 24) So I think I will get a better deal at the C.U. But my adviser did take a look at the model I am interested in, which will most likely be the sport trim with nothing but wheel locks as an option. I'm asking for $23000 but she estimated the most they could give me is $22900. I did take a look at the invoice and it is $20500; thats quite a dealer markup they have going on.
So, once approved (hopefully) I can get to talking the dealer down on the price. One guy I've talked to says he has a Sport trim in Blue he will sell for $22900, pretty much the loan amount, but I am going to try and get the car with tax, title and tag included, for $21,500 to start and see what all I can get him to offer me.
Suggestions on approaches to haggling? I know that since this is a "rare" car, dealers will probably not be in the haggling mood if they can turn around and sell it to some moron for the sticker price. But I will try my hardest to keep it under $22000.
Dealer options for loans are 4.9 for 48 months or 1.9 for 36 (i think....could be 24) So I think I will get a better deal at the C.U. But my adviser did take a look at the model I am interested in, which will most likely be the sport trim with nothing but wheel locks as an option. I'm asking for $23000 but she estimated the most they could give me is $22900. I did take a look at the invoice and it is $20500; thats quite a dealer markup they have going on.
So, once approved (hopefully) I can get to talking the dealer down on the price. One guy I've talked to says he has a Sport trim in Blue he will sell for $22900, pretty much the loan amount, but I am going to try and get the car with tax, title and tag included, for $21,500 to start and see what all I can get him to offer me.
Suggestions on approaches to haggling? I know that since this is a "rare" car, dealers will probably not be in the haggling mood if they can turn around and sell it to some moron for the sticker price. But I will try my hardest to keep it under $22000.