insurance question

[tabelins]

does anyone know if insurance considers a probe lx v6 a sports car because im 16 and its already gonna be expensive

 

[1X83Z]

Is that the old style? Because the new ones didn't have an LX V6, right? If it's the old style, no - it's going to be dirt cheap. Unless "expensive" to you is like $200/6. Then again, I didn't think the old style had a V6. New V6 Probes are sort of expensive to insure for your age group, but not very expensive.

 

[Ev0]

Where do you live? Check out insurance rates with people your age who own and insure a car since rates vary greatly in different areas. Although, if you're a resident of Ontario I have one simple piece of advice regarding auto insurance. Forget it. Wait until you're older and save your money right now.

 

[retsmah]

Progressive and Geico will do online quotes so you can get a rough idea on how much insurance will cost. Although I managed to find insurance for $88/mo, while Gieco was $140... but they should give you some idea of how much it will cost.

 

[Famine]

In the UK the 1994-1998 Ford Probe V6 is insurance group 16 (from 20). So you wouldn't stand a whelk's chance in a supernova of insuring it.

But I have no idea where you're from.

 

[RacyBacy]

As you are 16 and wanting to insure a V6 motor then I doubt it will be cheap. Over here in the U.K it would be damn expensive - and you would need to be 17!

BTW, I just found out that my car's insurance group is 19. I nearly died!

 

[Famine]

My V6 is group 14, and my renewal is £430pa. Okay, I AM 27 and have 6 years of No Claims Bonus...

 

[RacyBacy]

I'm having to go the TPF&T route since fully comp is a soul (and bank) breaker: currently around £600 IIRC. I don't mind ... I know I wont crash it!!

 

[daan]

I'm group 18. £370 a year on ~5 years no claims.

 

[Ev0]

You UKer's only pay around $1,000 Canadian a year for car insurance? That's dirt cheap, my parents who are middle aged with spotless driving records both driving small SUVs (a '93 Explorer and a '03 Hyundai Santa Fe, both with 160hp V6s) have to pay in the area of $4,000 a year!

 

[Famine]

I thought the Explorer had a 200hp 4 litre V6...

We aren't typical. daan and I both drive slightly unusual cars, which although highly grouped aren't all that pricey. Mine wouldn't cost, comparatively, that much to replace or repair if damaged, I live in a relatively risk-free area *checks out of window* and have a limited policy of 7000 miles a year. I've never exceeded that figure, but it helps bring the cost right down. I also have a full litany of security devices and no accident history or convictions. And, now having passed the magic 25, I'm much less of a risk, apparently...

Checking on it, my next car would cost me, currently, £700pa to insure. A group 20 Lotus Esprit V8.

 

[neanderthal]

considering most 2 door cars are considered sportscars (by insurers) i would say so.

of course if its a truck and has two doors its not a sports car. if its a2 door sedan its a sports car, but if its a 2 door wagon (ala vw fox) its not a sportscar.
i think its just way of squeezing money out of people.

 

[Ev0]

The '93 Explorer has a 4 liter V6 producing 160hp and 220ft-lbs of torque.

 

[Duke]

Cheese-and-rice, there are benefits to getting old. I insure FOUR cars, with $500 deductible collision, zero-deductible commprehensive, and double the required liability coverage, for about $2600pa.

 

[1X83Z]

I thought the Explorer had a 200hp 4 litre V6...

The original models (1991-1994) had a 4.0L OHV V6 which produced 145 horsepower in 1991 and 1992 and 160 horsepower in 1993 and 1994. The engine was carried over into the new style (1995-2001) for use until 1997, when it then became the standard base engine, with the engine you're referring to, a 4.0L SOHC V6 capable of 205 horsepower, optional. This engine became standard in 2001 and continues today, though power's been upped to 210.

That said he's wrong - the Hyundai Santa Fe never had 160 horsepower - 170 and 200 were its V6 capacties.

Cheese-and-rice, there are benefits to getting old. I insure FOUR cars, with $500 deductible collision, zero-deductible commprehensive, and double the required liability coverage, for about $2600pa.

No benefits here - Our six cars are over five times that.

 

[Ev0]

Nope, the Santa Fe produces 160hp for the base model (2003 model year). It was incorrectly listed at 170hp, and Hyundai had to send out letters to owners to clear this up (as if anyone who owns a Santa Fe cares ). So out of that, my mom got her warranty extended (she could have also chosen two other options, which I can't remember now, one might have been roadside assistance).

 

[1X83Z]

I knew it.

The 1993-1997 Ford Probe only had a V6 in GT trim. He's asking about the 1989-1992 Ford Probe, which had a 140-horsepower 3.0L V6 (145 in 1992) standard on LX models.

So to answer his question, insurance will be practically free.

 

[1X83Z]

Nope, the Santa Fe produces 160hp for the base model (2003 model year). It was incorrectly listed at 170hp, and Hyundai had to send out letters to owners to clear this up (as if anyone who owns a Santa Fe cares ). So out of that, my mom got her warranty extended (she could have also chosen two other options, which I can't remember now, one might have been roadside assistance).

What actually happened was that Hyundai said the engines were 149 horsepower (2.4 4-cylinder) and 181 horsepower (2.7 V6) in both 2001 and 2002. When they re-rated them for 2003, they actually lowered them to 138 and 170, respectively, where they still stand today.

 

[Ev0]

Ah, I see. I must have got mixed up.

 

[Chris Hendriks]

You UKer's only pay around $1,000 Canadian a year for car insurance? That's dirt cheap, my parents who are middle aged with spotless driving records both driving small SUVs (a '93 Explorer and a '03 Hyundai Santa Fe, both with 160hp V6s) have to pay in the area of $4,000 a year!

thats insane!my parents drive a 2002 Oldsmobile Aurora(V8) and a 2004 BMW 545i(355hp V8) and mIts only $1000 a year for the Olds and $2000 for the bimmer.

 

[Ev0]

I guess SUVs cost as much to insure as a brand new 5 series? Something ain't right. Then again, what is in Ontario these days?

 

[Ev0]

I guess SUVs cost as much to insure as a brand new 5 series? Something ain't right. Then again, what is in Ontario these days?