Mustang's car search thread - IT'S OVER!

  • Thread starter Thread starter mustangGT90210
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I got some insurance quotes yesterday, none of which I can afford, but I did find something seriously surprising.

Time for crazy time!!

1991 Honda Civic
395/month or 1450 up front. For 6 months coverage

2009 Porsche Cayman S
305/month or 1200 up front. For 6 months coverage

Insurance though: "Haha yeah, that little 90 horsepower Civic is going to cause more trouble in a 16 year olds hands than that brand new, 320 horsepower Porsche"
 
It's because so many kids buy Civics and proceed to think they are awesome with them, which lead to crashes and death. Caymens are owned by middle aged people who drive them on the weekends. You'll see all sorts of crazy rates if you look around.
 
It has nothing to do with what the insurance company thinks. More claims are filed against 1991 Civics (and similar) than new Caymans. Insurance rates are all based on statistics and history, not some arbitrary judgement.
 
Surprisingly, my $5000 '99 Grand Am GT coupe's insurance was just $15/mo less than my 2008 Civic Si Sedan (~$22k). I blame the sedan part. :lol:
 
mustangGT90210
I got some insurance quotes yesterday, none of which I can afford, but I did find something seriously surprising.

Time for crazy time!!

1991 Honda Civic
395/month or 1450 up front. For 6 months coverage

2009 Porsche Cayman S
305/month or 1200 up front. For 6 months coverage

Insurance though: "Haha yeah, that little 90 horsepower Civic is going to cause more trouble in a 16 year olds hands than that brand new, 320 horsepower Porsche"
Click to expand...

I know it's crazy.

When I was shopping for cars I got a quote for 1997 arrest me red BMW M3 coupe for 225$ a month! Also, a 2004 Mazda RX-8 6mt would be 245$ a month! I don't even want to share how much I pay a month for my P71. Quite rediculous, for someone with a clean driving record with no tickets/accidents. Yet cars beyond my price range had great insurance rates for some reason.
 
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mustangGT90210
I got some insurance quotes yesterday, none of which I can afford, but I did find something seriously surprising.

Time for crazy time!!

1991 Honda Civic
395/month or 1450 up front. For 6 months coverage

2009 Porsche Cayman S
305/month or 1200 up front. For 6 months coverage

Insurance though: "Haha yeah, that little 90 horsepower Civic is going to cause more trouble in a 16 year olds hands than that brand new, 320 horsepower Porsche"
Click to expand...

Really now? Who'd you get this quote from? I'd love to see if my agency will match it.
 
ND4SPD
Yet cars beyond my price range had great insurance rates for some reason.
Click to expand...

Answered your own question there. Cars that young males, the people who have the most accidents, can afford are more likely to be involved in a crash than cars that young males can't afford.
 
Careful - last time I told someone that (on this site too) they told me that they hoped me and my family crashed and died.

For some reason.
 
I've hit an ideal situation. It's a 1988 Lincoln Mark VII LSC, complete with 225 horsepower 5.0L HO V8. It's for 1500, looks great, 110K, trans rebuilt very recently, AC still blows cold but needs a charge according to the seller. It's all original save for a new head unit and straight pipes after the cats. All it will need are some tires in its near future.

Bottom line, I love it, and more importantly, so does my father. I'll be test driving it on Monday or Tuesday, whichever works out better.


P.S. Does anybody know where to get a great deal on some P225/60R16 Summer Tires?
 
Don't forget to ask why the transmission was rebuilt recently.

That doesn't mean 'avoid like the plague', but just keep it in mind.
 
💡

I hadn't thought of that. I just figured that a 20 year old Ford trans needs it. They don't like to last that long stock from what I read.
 
Thanks! Theres a set of Kumhos I believe (didn't bother to remember, don't have that cash at the moment, or the car for that matter) for 72 a tire. Not bad, and the reviews are positive
 
Roo
Don't forget to ask why the transmission was rebuilt recently.

That doesn't mean 'avoid like the plague', but just keep it in mind.
Click to expand...

AODs dying at 100k or so are fairly commonplace.

Now then... Congrats on the find and here's to hoping you get it. LSCs are heavier than Mustangs or T-birds by a bit but nicer inside. It should be an excellent car. And probably cheaper to insure than a Mustang would've been.
 
Research hows that they weigh in about 3800 stock. Cutting a little weight can't be that hard!
 
Ok this slipped my mind. The guy put in bucket seats out of a Cougar

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Here's the car
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I like those, they'd make a great first car. They are comfy, reliable and can be made fast thanks to that lovely Ford 302 V8. :D
 
That thing can be one huge beast if you want it to be. But I'd prefer you to keep it within reason. Your gas mileage will be bad enough stock...adding performance upgrades will be brutal.
 

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