Yeah, I watched it, and I found it interesting at best. Although it certainly was trivialized and fictionalized just a bit to become a bit more "entertaining," I belive the message still stands; We f'ed up. Plain and simple.
Quite frankly, much of the press about the movie has been a bit overblown thus far. While the film certainly is indeed critical of the Clinton Administration (particularly of Clinton himself, as well as Albright and Reno), it is pretty clear that it won't take actions taken by the Bush Administration lightly either.
The "Spin" will be on all day tomorow, sad that a tragedy can become such a political event. I'm just hoping that you all take a minute out of your lives and think about what has happened, and what can happen. I don't care if you say a prayer, just close your eyes and think, or whatever. It is a day of rememberance for me and many other Americans, and I hope you partake as well.
It seemed pretty even-handed and brought home the point (especially with the quote at the end) that it doesn't really matter who is in power in the US administration or how ever much efforts we expend to stop them, the terrorists who seek to destroy our way of life will keep trying and will take their chances if they get any... I thought it provided an interesting perspective that challenges the notion that the attacks came 'out of nowhere', when they clear did not. Although there may be a great deal of controversy regarding some of the more subtle allegations/assertions made about certain people/actions etc., but largely I think the factual basis of the film is pretty accurate - plus they do atleast add a disclaimer to say that some of it is not verbatim and has been dramatised, like the murder of the Northern Alliance chief for example... 
