Rubbing the wrong way? No. However, to start out a post with "Then why post" doesn't really seem like you're trying to invite discussion in the first place, and given the track record, that opinion was reinforced. If you're truly interested, I don't have anything more than a high school diploma. I was raised in a relatively easy-going environment, and didn't have many stressful situations growing up. With my current work I suppose I could be seen as middle class, which definitely contributes to my well being and general happiness, as I don't feel too constricted most the time. I am living comfortably enough that I don't feel I need to constantly chase money. Am I the most successful? No, but I really don't feel "unsuccessful" at my current point in life.