That's great Bone! I'm not trying to rip on anyone who does use in-car, but I just have to explain why I don't like, for the sake of anyone like you who might come to see the light.
OK now people, I have a legit reason for using the behind car view, it's too damn hard to tell where your ass end is when you cant see it. The other reason is, i'm driving on a virtual game, which is realistic in many ways except for one big thing, G-forces. If i'm not tilting foreward when slamming on the brakes, or leaning to the side when hauling butt around a corner, i'm not going to have that natural sense of where my car is & what it's doing. So, does this still make me a noob?
No it does not make you a noob.
I used chase-view most in GT1 & 2. Sure, i was a noob back then, but in all honesty it helps you see who's around you...you're less likely to have some back-assward Ai slam into you if you know where they are. Also, chase-view made drifting more flawless in these games.
gt3 has such a sucky chase view (your car is GIGANTIC), it literally forces you to use bumper view. And there is no hood or cockpit view. But this was good in a way. Got me out of the chase-view habit, you might say.
I occasionally switch to chase in GT4 & GT5P. Again, there are those times when i need to know who's in my blind spot(s) so i don't get slammed.
That's funny, but I've noticed that with my relatives and friends who are bumper cam fanatics, they often can't handle turns or passing very well. I justcan't handle any view anymore but roof cam- with the '05 WRX, it does seem to be a hood cam. But anyway, I need roof cam in order to get a view of the course which resembles real life, and as some have said, no game seems to get the cockpit view right,as good as Prologue is. It also gives me the peripheral vision we have in real life so I can see what's going on at either side.With the bumper cam I get a much better view of the track.
I use Bumper car. I'm faster in that view and I also have better visibility in online racing. Such as the rear vision mirror up the top of the screen.
OK now, I'm not sure if it does this with every car or what, but i've heard of this happening in the Mercedes. When i'm drifting in my Viper SRT-10, the screen (in car view) shakes ridiculously, what the hell is up with that!