WTF, there's a 20 million credit limit

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Once you reach that the game won't let you get anymore. Another downright bizarre design choice by PD.
 
why am i not suprised after all this game is still in the beta testing phase.

lack of events
credit/XP ratio flawed (grinding same events 100s of times to progress)
lack of premium cars
lack of feeling like the old GT games......so much hype on irrelevant special events like nascar, karting, top gear etc

apart from the physics this game feels like the same arcadey career modes like in GRID, dirt etc

anyway im guessing u gotta grind from start again after you bought that ferrari for 20,000,000
 
Why do you need more cash than the most expensive item?

Ah I suppose you could by a 20 million car and not have enough money for an oil change ha ha.
 
That sounds like an incentive to spend it instead of saving it.
The most expensive car to purchase is $20 million.
The limit doesn't sound like a problem as long as you are able to save enough to purchase it.
 
Limit is pointless and a problem. Plenty of good reasons why it shouldn't be in. One lazy reason and one poor design choice for one it should be in.
 
I think a credit limit is very strange. Not sure Im a fan, I only have 12,000 credits so I dont expect running into this problem anytime soon.
 
I ran into this yesterday as well. I wanted to get to about 50 million before I started spending it on the 10 million+ cars like the three vintage racers and the 2J but was forced to go on a bit of a spending spree. I hope they remove this limit in a future update.
 
I don't know how you guys do it. I've got 2 million atm but I always go and spend it on a random car I probably won't need lol :( feels bad

I guess I'll try and get FGT at least.
 
considering that without that limit you simply cannot get the pennyless twophy (unless you planned for it from the very start of the game, when most people don't even know it exist) and that it doesn't really affect people (there's nothing else to buy over 20 millions, so grinding more than that without buying anything is meaningless), I wouldn't see why it's so surprising.
 
Getting the penniless trophy is easy as pie from any point in the game. That trophy is completely irrelevant to the nature of this cap. It's a design philosophy carried over from GT5P and it shouldn't have made it along with a lot of other things that didn't make it.
 
Agreed. someone out there would want a 20mil car and a 10mil car at the same time! lolz

I wanted to get the Ford Mk IV and the Ferrari P4 at the same time so that I could do some test runs back to back to see how they stack up to each other, but with the 20 million credit limit you can't do something like that. The limit is an arbitrary one that doesn't in any way improve the game (that I can think of), so why is it there?
 
I don't see how having a cap will be a problem. Personally I think it will help people. Isn't their a trophy to collect 1000 cars? When you're almost at 20m you'll be forced to waste some of that money either on parts or cars. I don't see a problem with it at all. Wouldn't bother me one bit since the make a car will be is 20m. They could've not put a limit and had cars such as the X2010 set up to 50m. ;)
 
I wanted to get the Ford Mk IV and the Ferrari P4 at the same time so that I could do some test runs back to back to see how they stack up to each other, but with the 20 million credit limit you can't do something like that. The limit is an arbitrary one that doesn't in any way improve the game (that I can think of), so why is it there?

30M will need the same amount of time to be earned regardless of the credit limit.

So you can buy one car first then the other then do your test. What is the problem?

Example.

No credit limit:
10M a day earnings, = 3 days. At end of day 3, you buy both cars.

Credit limit:
10M a day earning, = 3 days. At end of day 2, buy 1st car. The end of next day, buy the next car.

Both will take 3 days. No problemo.


Plus, you then earn the penniless trophy.
 
30M will need the same amount of time to be earned regardless of the credit limit.

So you can buy one car first then the other then do your test. What is the problem?

Example.

No credit limit:
10M a day earnings, = 3 days. At end of day 3, you buy both cars.

Credit limit:
10M a day earning, = 3 days. At end of day 2, buy 1st car. The end of next day, buy the next car.

Both will take 3 days. No problemo.


Plus, you then earn the penniless trophy.

You seriously had to break out "equations" to tell me that earning 30 million credits will take the same time as earning 30 million credits? My point is that I wanted to buy them from the dealership within minutes of each other and start doing practice laps with the two immediately. This credit limit has taken that bit of instant gratification (after quite a few laps around IMS) away from me. Whether or not you see it as not a problem, it's a limit that serves what purpose?
 
You seriously had to break out "equations" to tell me that earning 30 million credits will take the same time as earning 30 million credits? My point is that I wanted to buy them from the dealership within minutes of each other and start doing practice laps with the two immediately. This credit limit has taken that bit of instant gratification (after quite a few laps around IMS) away from me. Whether or not you see it as not a problem, it's a limit that serves what purpose?

You can always just buy one, and not use it until you get the next one. It's not like you would have got one quicker if there wasn't a cap...
 
You can always just buy one, and not use it until you get the next one. It's not like you would have got one quicker if there wasn't a cap...

Answer his question. What is the purpose of the cap?
 
It's the expensive way to get the "Penniless" trophy. I don't see the point of having 20 millions credits anyway, so much cars to buy and collect.
 
I'm guilty of hoarding hundreds of millions of $ in GT4.
I have all the cars in the game but they are not all fully tuned.
I see now that it is pointless to have that number to look at.
I should have spent the money and explored more of the game.

With this lower cap, I have no choice but to 'use it or lose it'.
When I see something I like or don't have I now snatch it up in GT5.

Earn.
Spend.

Simple as that.
 
I'm not a fan of the credit limit cause what if you want multiple cars that cost a couple mil you'll lose that fast. Stupid design choice
 
I'm not a fan of the credit limit but it's no biggie. It's weird having to make sure that I've spent enough money before going into a race, so that I don't lose any of the money I've won in a race :eek:.
 
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