In MK's program, goto: Edit; 304 Editing
In 304 Editing, the lines go like this 0, 4, 8, 12, 16, etc.
On line "16", that is your "Credits".
You can change it there.
Also, if you have MK's program, you can change any car to any car with any car parts, even if you don't own that car. If you can't do this, than there is something really wrong. I had a save where I bought about 20 Miras and changed them all to different cars. They were the only cars in the garage. It worked fine. I do that all the time. If I am building a new car, from scratch, I buy a Mira, and then build the car on my computer. Easy as that. My Diablo, Stratos, and Porsche GT3 were all Mira's at one time or another. You can not buy, or win, any of those cars in the version that I have. Therefore, if I could not buy it, or win, I did not own them before. I bought a few Diahatsus, and by magic perhaps, they all turned into nice cars.
