Ultimately, I went with the Limited Edition from Amaon with the Steelbook Case. It has the 8 car starter pack, 1mil in currency, the sticker pack, and avatars. Because it's preorder, I also get an extra 3 cars and another 500K. I paid 60$. Compared to the packages offered through PSN for digital copies, I think Amazon has the best deal. It might not get here til next Friday, but that's okay. It will give me time to get my tunes together and sort out car buying strats.
It took playing the demo with old friends from GT5/GT6 to get me comfortable enough to buy the full game. Even if they don't add a whole bunch of cars through DLC (like they say they will), I'm okay with buying it as is because of my mates, the upgraded lobby UI, full interiors, and the livery editor. They better have voice chat in the full version for online lobbies though.